Get funded when the banks say no
Not every borrower fits the banks’ strict criteria—and that’s where the expert team at Lume Financial steps in. Our private non-bank lending solutions are designed for clients who need fast, flexible finance options without the roadblocks that come with traditional lenders.
Whether you’re self-employed, managing inconsistent income, working under tight deadlines, or require urgent capital for a specific opportunity, we can help. Based in Mount Barker and servicing clients across the Adelaide Hills, we specialise in supporting borrowers who don’t fit the conventional mould.
We understand that time is often critical, and our goal is to secure the funding you need—when you need it.
Private non-bank lending with fast turnaround
We work with a broad network of private lenders who offer flexible, outcome-focused solutions. These options are ideal for:
- Short-term property loans
- Urgent settlements
- Loans for borrowers with complex or irregular income
- Development and construction funding
As your trusted mortgage broker in Mount Barker, we manage the entire process from initial consultation through to settlement. We tailor your lending strategy to match your goals, cash flow, and timeframes—while cutting through unnecessary paperwork and delays.
Why work with Lume?
At Lume Financial, we offer more than just loan approvals—we deliver expert service and personal support.
- Fast approvals and direct access to funding
- Flexible lending criteria to suit individual situations
- Strong relationships with reputable private lenders
- End-to-end support from experienced advisors
Whether you’re bridging finance, refinancing, or seizing a time-sensitive opportunity, we’re ready to help.